Expert Perspectives

May 14, 2020 

Medicaid/CHIP and Marketplace Interactions in COVID-19

Chiquita Brooks-LaSure, Manatt Health

This expert perspectives provides an overview of strategies that states can consider to help address gaps in coverage to ensure as many people as possible get access to comprehensive care as the country continues to respond and recover from the COVID-19 health and economic crisis. Policymakers may want to consider continuing and expanding these solutions to increase coverage once the nation recovers from the current health care crisis so that the health care system is better prepared to weather the next one.

May 12, 2020 

The Final 2021 Notice of Benefit and Payment Parameters: Implications for States

Sabrina Corlette, Georgetown University Center on Health Insurance Reforms

On May 7, 2020, the U.S. Department of Health & Human Services (HHS) published its final annual rule governing core provisions of the Affordable Care Act (ACA), including the operation of the marketplaces, standards for individual and small-group market health plans, and premium stabilization programs. This expert perspective focuses on several policies that have implications for state insurance regulation and the operation of the state-based marketplaces (SBMs).

May 6, 2020 

Five Key Questions State Health Officials Can Ask Right Now to Advance Health Equity During COVID-19 Response Efforts

Tekisha Dwan Everette and Karen Siegel, Health Equity Solutions

Early evidence suggests there are health disparities based on race, gender, and geography in both the contraction of COVID-19 and deaths related to the virus. People of color and those who live in urban centers are faring worse from this pandemic. These higher rates of illness and death are rooted in longstanding, structural inequities in our country. While these inequities cannot be fixed overnight, states can begin to foster a more equitable and just COVID-19 response, relief, and recovery effort by employing a few key guidelines. This expert perspective poses a series of questions states can use to inform immediate actions to strengthen their initial responses and lay the foundation for broader reforms to advance health equity.

Apr 15, 2020 

Grace Periods: A Good Start But Not Sufficient

An expert perspective about state actions to extend grace periods, during which insurance coverage cannot be cancelled for non-payment of premiums, in the individual market in response to the COVID-19 pandemic. This piece highlights the risks to consumers of extending traditional grace periods, when not paired with additional protections, and suggests a range of options for addressing the limitations of grace periods. It also provides a primer on this important issue and describes a couple of wrinkles under the Affordable Care Act (ACA).